Download "Medicare & You" in different formats (2023)


Medicare & You in English, print [PDF, 3647 KB](this looks like the paper handbook you get in the mail)

Medicare & You Spanish [PDF, 3638 KB]

Medicare & You Chinese [PDF, 7287 KB]

Medicare & You Korean [PDF, 6797 KB]

Medicare & You Vietnamese [PDF, 6151 KB]

Large print PDF

Medicare & You in large print, English

Medicare & You in large print, Spanish [PDF, 2099 KB]


Download one of these versions to read on your Kindle, iPad, Nook, Sony eReader, and all other eReaders.

Medicare & You Kindle version [MOBI, 4612 KB]

Medicare & You non-Kindle version [EPUB, 1674 KB] (works for iPad, Nook, Sony eReader, and all other eReaders)

Medicare & You All-device version [EPUB, 1674 KB](works for all eReaders, but doesn't have full functionality)


Medicare & You Audio CD (English or Spanish)– Call us at 1-800-MEDICARE (1-800-633-4227). TTY:1-877-486-2048.

Medicare & You English Podcast

Medicare & YouSpanish Podcast


Medicare & You in Braille–Call us at 1-800-MEDICARE (1-800-633-4227).

Paper handbook

To get a paper handbook, call us at 1-800-MEDICARE (1-800-633-4227).


How can I get a Medicare and you handbook? ›

To get a paper handbook, call us at 1-800-MEDICARE (1-800-633-4227).

What is the maximum out-of-pocket for Medicare in 2023? ›

In 2023, the MOOP for Medicare Advantage Plans is $8,300, but plans may set lower limits. If you are in a plan that covers services you receive from out-of-network providers, such as a PPO, your plan will set two annual limits on your out-of-pocket costs.

What are the changes to Medicare for 2023? ›

Everyone pays a Part B monthly premium, even people with Medicare Advantage plans. In 2023, the Part B standard premium is $164.90 per month, down from $170.10 per month in 2022. If you have a higher income, you may pay more. The Part B deductible dropped to $226 in 2023, down from $233 in 2022.

Will Medicare Part B premiums increase in 2023? ›

The standard monthly premium for Medicare Part B enrollees will be $164.90 for 2023, a decrease of $5.20 from $170.10 in 2022. The annual deductible for all Medicare Part B beneficiaries is $226 in 2023, a decrease of $7 from the annual deductible of $233 in 2022.

Is there a book called Medicare for dummies? ›

To get the most from Medicare, you need accurate information that steers you clear of bad advice and costly pitfalls. Medicare For Dummies is what you need to navigate Medicare successfully and get the best out of the complex system.

What is the Medicare manual? ›

The Medicare Benefit Policy Manual covers program guidelines for hospitals, doctor's offices, rehabilitation clinics, skilled nursing facilities, home health care companies and other health care providers who treat Medicare patients and accept Medicare coverage.

How much in Medicare premiums will be deducted from your Social Security checks in 2023? ›

Medicare Deduction From Social Security 2023

In 2023, most individuals enrolled in Medicare and receiving Social Security benefits will have $164.90 deducted from their Social Security check each month. This amount covers the monthly premium specifically assigned to Medicare Part B.

What is the highest income to qualify for Medicare in 2023? ›

You can sign up for Medicare no matter how much money you make. You'll pay more for Medicare if you're an individual who earns more than $97,000 or part of a couple who earns more than $194,000. You can usually pay less for Medicare if you earn less than $30,000.

What is the income threshold for Medicare premiums in 2023? ›

Monthly Medicare Premiums for 2023
Modified Adjusted Gross Income (MAGI)Part B monthly premium amount
Individuals with a MAGI of less than or equal to $97,00020283 standard premium = $164.90
Individuals with a MAGI above $97,000 and less than $403,000Standard premium + $362.60
1 more row

How do you qualify to get $144 back from Medicare? ›

To qualify for the giveback, you must:
  1. Be enrolled in Medicare Parts A and B.
  2. Pay your own premiums (if a state or local program is covering your premiums, you're not eligible).
  3. Live in a service area of a plan that offers a Part B giveback.

What changes are coming to Medicare in 2024? ›

Beginning in 2024, there will no longer be a partial program in the Low-Income Subsidy program. Full benefits will be offered to people with Medicare with limited resources and incomes up to 150 percent of the federal poverty level, which in 2023 is $21,870 per year for an individual.

Will Medicare Part B go up in 2024? ›

Official word on the 2024 Part B premium won't come until the fall, but Medicare's trustees forecast a premium of $174.80 — an increase of 6 percent, or $9.90 per month, from the current standard premium.

What is the Social Security increase for 2023? ›

The Social Security COLA for 2023 was 8.7%. That is the largest increase since 1981, when the COLA was 11.2%. But not everyone received an 8.7% increase in their payment amount. That percentage is applied to a retiree's primary insurance amount, which is the benefit they would receive at their full retirement age.

Will there be a Medicare Cola in 2023? ›

Medicare Information

For Social Security beneficiaries receiving Medicare, their new higher 2023 benefit amount will be available in December through the mailed COLA notice and my Social Security's Message Center.

How do I get answers to Medicare questions? ›

Do you have questions about your Medicare coverage? 1-800-MEDICARE (1-800-633-4227) can help. TTY users should call 1-877-486-2048. What should I have ready when I call 1-800-MEDICARE?

What is the deductible for Medicare Part B in 2023? ›

2023 Medicare Part B deductible

The total 2023 Part B deductible is $226 for the year. No benefit periods apply to Part B coverage.

How much is Medicare Part B? ›

Most people pay the standard Part B monthly premium amount ($164.90 in 2023). Social Security will tell you the exact amount you'll pay for Part B in 2023. You pay the standard premium amount if you: Enroll in Part B for the first time in 2023.

How do I open a Medicare portal? ›

This Web site can be accessed from the link: The beneficiary will enter their established Login ID and Password for that application in the Secure Sign In section of the web page.

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